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For the first time in American history, all three major credit rating agencies — S&P, Fitch, and now the last domino, Moody’s — have stopped pretending. The U.S. government is no longer a AAA borrower. That’s not an opinion anymore. That’s a hard, rubber-stamped reality.

According to estimates from 28 Wall Street analysts, the 12-month price target for the stock spans a wide spectrum — from a conservative $4,200 to an optimistic $6,100. That $1,900 gap isn’t just noise. It’s a 36% swing relative to the current share price — an implicit measure of the expected volatility facing the company in the year ahead. This level of volatility is higher than normal.