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The improvement to finance is profound. Transactions that took days now settle in seconds. Investments once requiring millions can be accessed for a few dollars. Transparency becomes standard because every trade is recorded on the blockchain. Fewer intermediaries mean lower fees, and fractional ownership brings liquidity to previously frozen markets. A building in New York, a sculpture in Paris, or a bond in Tokyo could all exist as tokens — traded globally, 24/7, without friction.

Take a look at this chart — it practically shouts “indecision.” Wall Street’s price forecasts for Cipher Mining (CIFR) couldn’t be more split if they tried. The most bullish analyst sees the stock racing toward $25, while the most bearish sees it collapsing to $6. That’s a $19 spread, or roughly 100% of the current price — meaning the Street is hedging every possible outcome, from moonshot to meltdown. In plain English: volatility isn’t coming, it’s already baked in.